Navigating the complex world of Medicare can be challenging. The North Dakota Insurance Department offers the State Health Insurance Assistance Program (SHIP) program to assist residents with finding the right coverage and answering questions. When it comes to Medicare, you are not alone.
Our trained counselors can assist with all Medicare issues, including Original Medicare, Medicare Part D, Medicare Advantage plans, and long-term care insurance.
SHIC is available to North Dakota residents at no cost. Since our counselors are not affiliated with companies, our assistance is unbiased and puts your interests first. Learn about Medicare for 2023 here.
Medicare & the Inflation Reduction Act
In 2022, Congress passed the Inflation Reduction Act, which included big changes for Medicare recipients.
- The cost of a month’s supply of each Part D-covered insulin is capped at $35, and you don’t have to pay a deductible for insulin.
- Medicare can negotiate directly with manufacturers for the price of certain high-spending brand-name Medicare Part B and Part D drugs that don’t have competition.
- People with Medicare Part D drug coverage now pay nothing out-of-pocket for even more vaccines.
How we can help
Paperwork, bills & statements
Let's work together to understand all the paperwork and statements you received after a hospital stay, doctor visit or any other medical experience.
Claims & appeals
We'll help with issues that arise when filing a claim, plus assist you with submitting and necessary appeals.
Options for coverage
Finding the right coverage for you can be tough. We'll help you find the best plan for you, along with any additional coverage.
We can help with any issues with long-term care insurance and help understand what it is.
Hotline: (888) 575-6611
Becoming a Medicare recipient means a lot of decisions will need to be made but don't worry! We're ready to walk through all of it with you to decide what will work best for you. Here are some decisions you'll need to make.