Welcome to the North Dakota Insurance Department
It is the Department's mission to safeguard the promises made to North Dakotans and foster a fair and thriving marketplace to meet the needs of our consumers and evolving insurance industry. The Department serves North Dakotans by assisting consumers and businesses with insurance needs, investigating insurance fraud, and regulating the insurance industry in the State. Learn more about what we do here.
For over 130 years, the Department has strived to protect consumers, and the promises made to North Dakotans, while promoting a competitive insurance market. We invite you to utilize the Department and the resources on this site. Should you have questions or need assistance, please contact us and we would be happy to help.
Recent News
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Godfread issues warning on fraudulent substance use treatment centers
Wednesday, August 21, 2024 at 08:30 am
Categories: NewsInsurance Commissioner Jon Godfread is warning consumers about a rising trend of fraudulent rehabilitation centers preying on vulnerable individuals seeking help for substance use addiction.
Document damage, understand your policy following recent storms
Wednesday, August 14, 2024 at 10:00 am
Categories: NewsIn the wake of recent flash flooding in the Bismarck-Mandan area, Insurance Commissioner Jon Godfread is reminding residents to take immediate steps to assess and document any property damage and to review their insurance policies to understand what is covered.
Beware of contractor scams and fraud following recent storms, Godfread says
Tuesday, August 6, 2024 at 11:30 am
Categories: NewsFollowing recent summer storms, Insurance Commissioner Jon Godfread urges residents to know the signs of contractor scams and fraud and stay vigilant of bad actors who may seek to take advantage of vulnerable property owners.
Godfread issues cease-and-desist order for deceptive mailing practices
Wednesday, June 19, 2024 at 09:45 am
Categories: NewsInsurance Commissioner Jon Godfread has issued a cease-and-desist order against three companies for distributing deceptive materials to North Dakota consumers.
Auto insurance cost comparison survey released; Godfread shares ways to save
Wednesday, May 15, 2024 at 01:30 pm
Categories: NewsThe North Dakota Insurance Department today released the results of its annual cost comparison survey of auto insurance companies in North Dakota, which illustrates the various factors and rates drivers pay for coverage.
Godfread urges preparedness during Severe Summer Weather Awareness Week
Wednesday, April 24, 2024 at 11:00 am
Categories: NewsWith April 22-26, 2024, proclaimed as Severe Summer Weather Awareness Week in North Dakota, Insurance Commissioner Jon Godfread is encouraging North Dakotans to take steps now to prepare for severe summer weather.
Examination of Sanford Health Plan complete; report issued
Wednesday, March 6, 2024 at 08:30 am
Categories: NewsThe North Dakota Insurance Department has completed and published a market conduct examination report of Sanford Health Plan (SHP), finding non-compliance with state and federal laws within the target areas of the examination.
Godfread elected NAIC president-elect
Tuesday, December 5, 2023 at 11:00 am
Categories: NewsInsurance Commissioner Jon Godfread has been elected president-elect of the National Association of Insurance Commissioners (NAIC).
Medicare Part D enrollment begins, free assistance available
Monday, October 16, 2023 at 09:47 am
Categories: NewsThe open enrollment period for Medicare Part D plans is now open and runs through Dec. 7.
Oct. 8-14 is Fire Prevention Week in North Dakota
Monday, October 9, 2023 at 02:50 pm
Categories: NewsOct. 8-14 has been proclaimed Fire Prevention Week in North Dakota by Gov. Doug Burgum.
Godfread announces rates for 2024 ACA plans
Wednesday, October 4, 2023 at 09:09 am
Categories: NewsInsurance Commissioner Jon Godfread has approved the rates for individual and small group health insurance plans compliant with the Affordable Care Act (ACA).
Judge grants preliminary injunction in long-term care insurance case
Thursday, September 21, 2023 at 09:23 am
Categories: NewsA North Dakota district judge has denied a motion to dismiss a case and granted a preliminary injunction against the Pennsylvania Insurance Commissioner, a win for North Dakota consumers.
Feds approve new benefits for North Dakota ACA plans
Tuesday, September 5, 2023 at 09:10 am
Categories: News, Consumers, Health Insurance, LegislationThe federal government has approved North Dakota’s application to change the essential health benefit (EHB) benchmark plan for Affordable Care Act (ACA) plans in the state.
Application now open for Comprehensive Medication Management Advisory Committee position
Friday, August 4, 2023 at 02:08 pm
Categories: Health Insurance, LegislationThe Comprehensive Medication Management Advisory Committee has an open position for an enrolled member of an Affordable Care Act (ACA) health benefit plan in North Dakota. Anyone in North Dakota enrolled in this type of plan is welcome to apply.
Office of the State Fire Marshal under Insurance Commissioner effective July 1
Monday, July 3, 2023 at 08:12 am
Categories: NewsThe Office of the State Fire Marshal has moved from under the Attorney General to the Insurance Commissioner, effective July 1.
Insurance Awareness Day proclaimed in North Dakota
Wednesday, June 28, 2023 at 11:02 am
Categories: NewsGov. Doug Burgum has proclaimed June 28, 2023, as Insurance Awareness Day in North Dakota.
North Dakota issues proclamation to highlight post-disaster contractor fraud
Monday, May 22, 2023 at 10:03 am
Categories: News, Department, Insurance FraudNorth Dakota is joining forces with the National Insurance Crime Bureau (NICB) during NICB’s Contractor Fraud Awareness Week to educate homeowners on how to avoid becoming a victim of deceptive contractors after a natural disaster.
Legislation signed allocating additional funds to fire districts, moves State Fire Marshal
Monday, May 1, 2023 at 02:30 pm
Categories: News, Department, LegislationGov. Doug Burgum has signed legislation providing more funding for fire districts and moving the Office of the State Fire Marshal to the North Dakota Insurance Department.
Insurance Department releases auto insurance cost survey
Tuesday, April 18, 2023 at 09:02 am
Categories: NewsThe North Dakota Insurance Department has released the results of an annual survey on the cost of auto insurance in North Dakota.
Insurance Department issues letter to producers on flood insurance
Thursday, April 13, 2023 at 09:35 am
Categories: News, Legislation, ProducersThe North Dakota Insurance Department has sent a letter to resident producers to raise awareness of issues surrounding the National Flood Insurance Program (NFIP).
North Dakota enacts legislation to join the Insurance Compact
Monday, April 10, 2023 at 02:34 pm
Categories: News, Companies, Legislation, NAICNorth Dakota is the 47th jurisdiction to join the Interstate Insurance Product Regulation Commission (Insurance Compact). Governor Doug Burgum signed Senate Bill 2172 on April 6th, which takes effect on August 1, 2023.
Godfread issues bulletin for long-term care insurance claims
Thursday, March 2, 2023 at 11:45 am
Categories: News, Companies, Consumers, Health InsuranceInsurance Commissioner Jon Godfread Wednesday issued a bulletin reminding insurance companies involved in long-term care policies about denying claims based on the type of facility.
Godfread elected Vice President of NAIC
Wednesday, December 21, 2022 at 11:23 am
Categories: News, NAICInsurance Commissioner Jon Godfread was elected Vice President of the National Association of Insurance Commissioners (NAIC) for 2023 during its National Fall Meeting in Tampa.
North Dakota Insurance Department receives five-year accreditation
Sunday, December 18, 2022 at 12:31 pm
Categories: Company Licensing, News, NAICThe North Dakota Insurance Department has received a five-year accreditation renewal from the National Association of Insurance Commissioners (NAIC) to examine and review the financial solvency of insurance companies in North Dakota.
Godfread selected for Rodel Fellowship
Friday, November 18, 2022 at 11:02 am
Categories: NewsInsurance Commissioner Jon Godfread has been selected for the class of 2023 Rodel Fellowship.
Godfread urges review during open enrollment period
Tuesday, November 1, 2022 at 11:02 am
Categories: News, Consumers, Health Insurance, MedicareNovember 1 begins the open enrollment period for health insurance plans under the Affordable Care Act (ACA) and Insurance Commissioner Jon Godfread is encouraging all North Dakotans to shop around and review plans.
Godfread announces 2023 health insurance rates
Tuesday, October 11, 2022 at 10:00 am
Categories: Companies, Consumers, Health InsuranceInsurance Commissioner Jon Godfread has released the approved rates for individual and small group health insurance plans for the 2023 plan year.
Godfread urges review of auto insurance as school year starts
Friday, September 2, 2022 at 09:40 am
Categories: DepartmentWith the school year for many students underway, Insurance Commissioner Jon Godfread is urging North Dakota parents and guardians to review their auto insurance policies to ensure that their students are covered while riding school buses.
Kopp completes Northwestern University police training
Wednesday, August 17, 2022 at 09:15 am
Categories: DepartmentThe North Dakota Insurance Department is pleased to announce the recent graduation of Special Investigator Rebecca Kopp from the School of Police Staff and Command at Northwestern University
Cass County resident charged with class B felony insurance fraud
Tuesday, August 9, 2022 at 08:30 am
Categories: Consumers, DepartmentThe Cass County State’s Attorney’s office, in conjunction with the North Dakota Insurance Department, have brought charges against a resident of Cass County for committing insurance fraud.
North Dakota Insurance Department to analyze blockchain use on assessing uninsured motorist issue
Wednesday, July 20, 2022
Categories: Consumers, DepartmentThe North Dakota Insurance Department (NDID), in conjunction with the North Dakota Department of Transportation (NDDOT), is conducting a proof-of-concept (“POC”) leveraging blockchain technology to identify uninsured drivers.
June 28 proclaimed as Insurance Awareness Day
Monday, June 27, 2022 at 02:58 pm
Categories: DepartmentGov. Doug Burgum has declared June 28 as Insurance Awareness Day in North Dakota.
North Dakota pursuing legal action on long-term care insurance
Wednesday, June 8, 2022 at 01:47 pm
Categories: Companies, Consumers, DepartmentOn behalf of the State of North Dakota, Insurance Commissioner Jon Godfread filed a lawsuit in Burleigh County District Court in February against the Pennsylvania Insurance Commissioner, in their capacity as rehabilitator of the Senior Health Insurance Company of Pennsylvania (SHIP), to force the adherence to state insurance laws and to protect North Dakota consumers.
Commissioner Godfread recognized for work supporting firefighters
Monday, June 6, 2022 at 02:26 pm
Categories: Consumers, Department, LegislationInsurance Commissioner Jon Godfread has been recognized by the North Dakota Firefighter’s Association (NDFA) and the North Dakota Fire Chief’s Association for his work supporting the organizations and its members across the state.
Godfread signs letter asking Congress for Medicare Advantage plan marketing authority
Tuesday, May 17, 2022 at 10:57 am
Categories: Consumers, Department, MedicareIn collaboration with regulators across the country, Insurance Commissioner Jon Godfread has co-signed a letter asking Congress to allow states to govern the marketing practices of Medicare Advantage plans.
Study on insurance coverage for lignite coal industry presented to committee
Thursday, May 12, 2022 at 02:08 pm
Categories: DepartmentInsurance Commissioner Jon Godfread presented the findings of a recent study to the legislature's interim Energy Development and Transmission Committee.
Godfread urges delivery drivers to review auto insurance
Thursday, April 21, 2022 at 03:00 pm
Categories: Consumers, DepartmentDue to a recent rise in incidents involving so-called ‘gig’ delivery drivers, Insurance Commissioner Jon Godfread is urging delivery drivers to review their auto insurance policy.
North Dakota Insurance Department releases auto insurance survey
Friday, April 1, 2022 at 10:00 am
Categories: Consumers, DepartmentThe North Dakota Insurance Department has released the results of an annual survey of the cost comparison of auto insurance in North Dakota
North Dakota Insurance Department announces new exam vendor
Thursday, March 24, 2022 at 11:00 am
Effective March 1, 2022, PSI is the exam vendor for the North Dakota Insurance Producers License Examinations. Effective March 1, 2022, the exam will also change from a two-part exam to a one-part exam.
Godfread announces examination of Sanford Health Plan
Thursday, March 17, 2022 at 09:00 am
Categories: DepartmentInsurance Commissioner Jon Godfread announced today a market examination of Sanford Health Plan.
Godfread Issues Statement on Sanford Executive Payouts
Tuesday, November 16, 2021
Categories: Consumers, Department, Health InsuranceInsurance Commissioner Jon Godfread today issued a statement in response to the press regarding former Sanford CEO being paid more than $49M last year.
Godfread Announces Approved 2022 Health Insurance Rates
Tuesday, October 19, 2021
Categories: Companies, Consumers, Department, Health InsuranceInsurance Commissioner Jon Godfread today released the approved health insurance rates for both individual and small group plans for 2022, and encourages consumers to start early, stay informed and shop around.
Insurance Department to Join SHIP to Provide Medicare Education at Virtual Fair
Friday, June 18, 2021 at 08:00 am
Categories: Consumers, MedicareThe Insurance Department will be available to assist Medicare-eligible individuals of all ages during a Medicare Virtual Fair hosted by the State Health Insurance Assistance Programs (SHIP) National Network from 2-6 p.m. on Wednesday, June 23. The event will provide individuals turning 65, retiring or joining Medicare because of a disability with the opportunity to learn more about signing up for Medicare from their computer or mobile device.
Special Enrollment Period for Health Insurance Extended to August 15
Wednesday, March 31, 2021 at 08:00 am
Categories: Consumers, Health InsuranceInsurance Commissioner Jon Godfread today urged North Dakotans to take advantage of the extension of the Special Enrollment Period (SEP) for health insurance coverage on the federally run health care exchange. The SEP is open now and will remain open through Aug. 15, 2021, to all exchange-eligible consumers, whether submitting a new application or updating an existing application. The Centers for Medicare & Medicaid Services (CMS) extended access to the SEP to give consumers additional time to take advantage of new savings through the American Rescue Plan.
Special Enrollment Period for Health Insurance Begins Feb. 15
Wednesday, February 10, 2021 at 08:00 am
Categories: Consumers, Health Insurance, ProducersInsurance Commissioner Jon Godfread today urged North Dakotans to take advantage of the Special Enrollment Period (SEP) for health insurance coverage on the federally run health care exchange if they are currently without insurance. In accordance with the Executive Order issued by President Biden, the U.S. Department of Health and Human Services (HHS), through the Centers for Medicare & Medicaid Services (CMS), announced the SEP in response to the COVID-19 pandemic. Beginning Feb. 15, 2021 through May 15, 2021, this SEP will be open to all exchange-eligible consumers who are submitting a new application or updating an existing application.
Godfread Announces Approved 2021 Health Insurance Rates
Wednesday, October 21, 2020 at 08:00 am
Categories: Consumers, Health InsuranceInsurance Commissioner Jon Godfread today released the approved health insurance rates for both individual and small group plans for 2021, and encourages consumers to start early, stay informed and shop around.
Insurance Department to Begin Scheduling Medicare Part D Counseling Appointments on Oct. 5
Thursday, October 1, 2020 at 09:00 am
Categories: Consumers, MedicareInsurance Commissioner Jon Godfread today announced that the Insurance Department will begin scheduling telephone counseling appointments for Medicare Part D on Monday, Oct. 5, for appointments beginning after Oct. 15.
Godfread Proposes New North Dakota-focused Legacy Fund Policy
Monday, September 28, 2020 at 09:00 am
Insurance Commissioner Jon Godfread has called upon the State Investment Board (SIB) to begin investing a portion of the Legacy Fund in investment projects within North Dakota. Godfread, who serves as one of three statewide elected officials on the SIB, proposed a new “strategic vision plan that will bring needed capital to new and existing North Dakota businesses.”
Godfread Presents First-of-its-kind Health Care Study to Health Care Committee
Thursday, September 10, 2020
Categories: Health Insurance, LegislationInsurance Commissioner Jon Godfread today presented the North Dakota 66th Legislative Assembly Interim Health Care Study to the legislative Health Care Committee. During the 66th Legislative Session, the North Dakota Insurance Department was tasked with assisting Legislative Management in conducting an interim study of health insurance premium trends. The study is unique because the legislature foresaw the need to look beyond insurance carriers and authorized the collection of data from hospitals within North Dakota.
Insurance Commissioner Issues Bulletin Addressing Coverage for COVID-19 Testing, Including Antibody Testing
Monday, May 18, 2020 at 11:00 am
Categories: Companies, Consumers, Health Insurance, ProducersInsurance Commissioner Jon Godfread today announced the issuance of Bulletin 2020-10 addressing coverage for COVID-19 (coronavirus) testing in response to Executive Order 2020-03 by Governor Doug Burgum. This new bulletin builds upon Bulletin 2020-1.1 in which health carriers and travel insurers are asked to identify and remove barriers to testing and treatment for COVID-19.
Insurance Commissioner Announces Availability of Online Producer Licensing Testing
Monday, April 20, 2020 at 10:00 am
Categories: ProducersInsurance Commissioner Jon Godfread today announced the availability of an online, remotely proctored testing application called ProProctor™, offered by Prometric, the producer licensing testing and assessment provider for North Dakota.
Insurance Commissioner Encourages NFIP Policyholders to Take Advantage of Grace Period Extension
Tuesday, April 7, 2020 at 08:30 am
Categories: ConsumersInsurance Commissioner Jon Godfread today encouraged renters, homeowners, farmers and business owners to take advantage of the recently announced flood insurance renewal grace period extension.
Insurance Department and Insurance Companies Collaborate to Benefit North Dakota Consumers
Monday, April 6, 2020 at 04:30 am
Categories: ConsumersInsurance Commissioner Jon Godfread today applauded the issuance of "Shelter-in-Place-Payback" to car insurance drivers insured by Allstate and the creation of the “Return of Premium Relief Fund” by American Family Insurance. Allstate and American Family Insurance are returning savings resulting from the COVID-19 pandemic. Both Allstate and American Family Insurance have acknowledged that they arrived at these relief options for customers, in part, as a result of various bulletins and guidance from the North Dakota Insurance Department.
Insurance Commissioner Issues Bulletins to Protect North Dakotans During COVID-19 Pandemic
Monday, March 30, 2020 at 02:00 pm
Categories: Companies, Consumers, Health Insurance, ProducersInsurance Commissioner Jon Godfread today announced the issuance of seven bulletins in response to executive orders made by Governor Doug Burgum and in the interest of protecting North Dakotans during the COVID-19 (coronavirus) pandemic. COVID-19 is a highly contagious, viral disease for which the only known method of prevention is to avoid being exposed to the virus by reducing contact with other individuals.
NDID Office Locations No Longer Taking Walk-in Traffic Until May 1, 2020
Tuesday, March 17, 2020 at 05:00 pm
Categories: Consumers, DepartmentTo better protect the health of our employees and consumers, North Dakota Insurance Department office locations will not be taking walk-in traffic until May 1, 2020.
If you need to contact NDID, we encourage you to do so via email at insurance@nd.gov.
If you are unable to contact NDID via email, please call our main phone number at (701) 328-2440 or our Consumer Hotline at (800) 247-0560.
Information and updates about NDID can be found on our website at www.insurance.nd.gov.
Insurance Commissioner Issues Bulletin Supporting Coverage for Coronavirus (COVD-19) Testing
Wednesday, March 11, 2020
Categories: Companies, Consumers, Health Insurance, ProducersInsurance Commissioner Jon Godfread today issued a Bulletin to all North Dakota health and travel insurance companies regarding coverage and access to testing for Coronavirus Disease 2019 (COVID-19). The bulletin urges companies to waive cost sharing requirements for the testing of COVID-19 and encourages health insurance companies to review other operations in preparation for COVID-19 potentially coming to North Dakota.
Insurance Commissioner Collaborates with AAIS and IBM to Bring New Data Solution to North Dakota
Wednesday, February 26, 2020 at 08:30 am
Categories: Companies, DepartmentInsurance Commissioner Jon Godfread today brought together members of the North Dakota insurance industry to introduce a new data solution called Insurance Data Link (openIDL), governed by AAIS, a statistical agent and advisory organization, on IBM Blockchain. The openIDL is the first blockchain platform that enables efficient and secure sharing of statistical data like policy count, premium volume, claims and loss experience data.
Godfread Issues Cease and Desist to Air Ambulance Company for Breaking North Dakota Law
Monday, February 10, 2020 at 10:30 am
Insurance Commissioner Jon Godfread today issued a cease and desist order to AirMedCare Network for selling air ambulance subscriptions to North Dakotans illegally. Consumer protection legislation enacted in 2017 banned the sale of air ambulance subscriptions in North Dakota.
Insurance Commissioner Urges Consumers Not to Wait to Purchase Flood Insurance
Monday, January 20, 2020 at 11:00 pm
Categories: Consumers, ProducersInsurance Commissioner Jon Godfread today encouraged renters, homeowners, farmers and business owners to better understand their flood risk and insurance coverage following a wet autumn and heavy winter snowfall.
Open Enrollment Period Extended, Will End on December 18
Monday, December 16, 2019 at 03:55 pm
Categories: Consumers, Health InsuranceThe North Dakota Insurance Department was informed today that the Centers for Medicare & Medicaid Services (CMS) has extended the Open Enrollment Period to accommodate consumers who attempted to enroll in coverage during the final hours of Open Enrollment but who may have experienced issues. The deadline to sign up for Jan. 1, 2020 coverage is now 2 a.m. CST on Dec. 18, 2019.
Godfread Presents Health Insurance Report to Health Care Committee in Grand Forks
Wednesday, November 20, 2019 at 02:00 pm
Categories: Consumers, Health InsuranceInsurance Commissioner Jon Godfread today presented the Private Health Insurance Market Report for 2014-2018 to the legislative Health Care Committee at the University of North Dakota School of Medicine and Health Sciences in Grand Forks. The report was compiled to provide North Dakotans with more information about the health insurance market in North Dakota.
Godfread Claims World’s Tallest Politician Title from Brooklyn City Councilman
Tuesday, November 12, 2019 at 09:00 am
Insurance Commissioner Jon Godfread today announced that he has been named World’s Tallest Politician (male) by Guinness World Records. Godfread’s official height is 6 feet, 10 inches (210.767 centimeters) tall as verified in Bismarck on Oct. 4, 2019.
2019 Medicare Part D Annual Enrollment Events to Include Extended Hours in Fargo, Minot and Bismarck
Wednesday, October 9, 2019 at 08:00 am
Categories: Consumers, Health InsuranceThe Insurance Department will again be hosting nine, statewide Medicare Part D Annual Enrollment Events beginning on Tuesday, Oct. 15 in Grand Forks. The events will provide Medicare beneficiaries of all ages with the opportunity to review, plan or shop for coverage options with the assistance of trained, volunteer counselors. This year, the hours of operation have been extended for the Fargo, Minot and Bismarck events, communities where attendance has been highest in past years.
Godfread Announces Decrease of 20 Percent on Average in Individual Health Insurance Rates with Reinsurance Program
Tuesday, October 1, 2019 at 08:00 am
Categories: Companies, Consumers, Health Insurance, Legislation, MedicareInsurance Commissioner Jon Godfread today released the approved health insurance rates for both individual and small group plans for 2020. Godfread approved the 2020 rates which average up to 20% in savings for North Dakotans purchasing an individual health insurance plan due to the implementation of the state-based reinsurance program.
Insurance Department Investigation Leads to Fraud Conviction for Bismarck Man
Friday, September 20, 2019 at 08:00 am
Categories: Insurance FraudInsurance Commissioner Jon Godfread today announced that Akeem Foster of Bismarck was sentenced in Burleigh County District Court after pleading guilty to one count of a class C felony theft by deception and class A misdemeanor acting as a bail bond agent without a license following an investigation conducted by the North Dakota Insurance Department.
Godfread Appoints Arnold as Deputy Insurance Commissioner and Palsgraaf as General Counsel
Tuesday, September 17, 2019 at 08:00 am
Categories: DepartmentInsurance Commissioner Jon Godfread announced today that he has appointed John Arnold as Deputy Insurance Commissioner and Johnny Palsgraaf as General Counsel.
Godfread Announces Federal Approval of State-based Reinsurance Program for Individual Health Insurance Market
Thursday, August 1, 2019 at 10:00 am
Categories: Companies, Consumers, Department, Health Insurance, Legislation, ProducersInsurance Commissioner Jon Godfread announced today that the proposed state-based reinsurance program developed by the North Dakota Insurance Department for the individual health insurance market has been approved by the federal government and will be in place for the 2020 health insurance plan year.
Insurance Commissioner Urges Senate to Pass Legislation Protecting Consumers from Air Ambulance Balance Bills
Thursday, July 11, 2019 at 08:00 am
Categories: Consumers, LegislationInsurance Commissioner Jon Godfread, sent a letter on July 2, 2019, to Senate leaders Mitch McConnell (R-KY) and Charles Schumer (D-NY), North Dakota Senators John Hoeven (R-ND) and Kevin Cramer (R-ND), and the rest of the U.S. Senate expressing his support for section 105 of the Lower Health Care Costs Act prohibiting surprise bills from air ambulance providers.
Insurance Commissioner Fines Blue Cross Blue Shield of North Dakota $125,000 as a Result of Market Conduct Examination
Tuesday, July 9, 2019 at 08:00 am
Categories: Companies, Consumers, Department, Health Insurance, ProducersInsurance Commissioner Jon Godfread today issued a Consent Order finalizing a yearlong market conduct examination of Blue Cross Blue Shield of North Dakota (BCBSND).
Insurance Department First State Agency in North Dakota to Launch LiveChat on Redesigned Website
Monday, July 1, 2019 at 08:00 am
Categories: Companies, Consumers, Department, ProducersInsurance Commissioner Jon Godfread today announced the launch of the North Dakota Insurance Department’s LiveChat application on its redesigned website.
Insurance Department Files Fraud Charges Against Two Individuals Totaling Nearly $29,000
Wednesday, June 12, 2019 at 08:00 am
Categories: Consumers, Department, Insurance Fraud, ProducersInsurance Commissioner Jon Godfread, in partnership with the Cass County and Burleigh County State’s Attorney’s Offices, today announced the filing of insurance fraud charges against two individuals, Scott Goebel of Fargo, ND, and Marcus Lavallie of Bismarck, ND.
Burgum Signs Bill Establishing Reinsurance for North Dakota’s Individual Health Insurance Market
Monday, April 22, 2019 at 01:00 pm
Categories: Companies, Consumers, Department, Health Insurance, Legislation, ProducersInsurance Commissioner Jon Godfread today praised the signing of Insurance Department legislation House Bill 1106, relating to the establishment of an invisible reinsurance pool for the individual health insurance market, by Governor Doug Burgum.
Insurance Department Opens Public Comment Period on Proposed State Reinsurance Program
Friday, April 5, 2019 at 08:30 am
Categories: Companies, Consumers, Health Insurance, ProducersInsurance Commissioner Jon Godfread announced today that the North Dakota Insurance Department is opening a 31-day public comment period on the proposed state reinsurance program for the individual health insurance market. The comment period will run from April 5 to May 6, 2019.
HB 1106 Relating to Invisible Reinsurance Pool Passes the House with Unanimous Vote
Thursday, February 21, 2019 at 08:00 am
Categories: Health Insurance, LegislationInsurance Department proposed legislation, HB 1106 relating to the establishment of an invisible reinsurance pool for the individual health insurance market, passed the North Dakota House of Representatives on Tuesday with a unanimous do pass vote.
Insurance Department Investigation Leads to Fraud Conviction for Williston Chiropractor
Monday, February 11, 2019 at 08:00 am
Categories: Insurance FraudInsurance Commissioner Jon Godfread today announced that Dr. Sheryar Masud of Williston, ND, was sentenced in Cass County District Court after pleading guilty to one count of a class A felony fraudulent insurance act following an investigation conducted by the North Dakota Insurance Department.
Godfread Nominated for Federal Air Ambulance Billing Advisory Committee as Judge Issues Split Decision in North Dakota Lawsuit
Tuesday, January 29, 2019 at 08:00 am
Categories: NAICInsurance Commissioner Jon Godfread announced today that he has been nominated by the National Association of Insurance Commissioners (NAIC) to serve as the state insurance regulator on the Air Ambulance and Patient Billing Advisory Committee recently created by Congress.
Insurance Department Encourages Consumers to Shop Around as Open Enrollment Period Begins
Wednesday, October 31, 2018 at 08:00 am
Categories: Consumers, Health InsuranceBISMARCK, N.D. – As the 2019 Open Enrollment Period begins on Nov. 1 and ends Dec. 15, many North Dakotans must soon make critical decisions about their 2019 health insurance amid a barrage of news and opinions regarding healthcare. To help make the most informed decisions possible, the North Dakota Insurance Department encourages consumers to streamline their health insurance research process.
Insurance Commissioner Recognized by Autism Speaks as 2018 Executive Champion
Wednesday, October 17, 2018 at 08:00 am
Categories: Consumers, Health InsuranceBISMARCK, N.D. – Insurance Commissioner Jon Godfread was recognized as a 2018 Executive Champion by Autism Speaks in appreciation of exceptional advocacy on behalf of individuals with autism in North Dakota earlier this month.
Additional Date Scheduled for 2018 Medicare Part D Annual Enrollment Events
Wednesday, October 10, 2018 at 08:00 am
Categories: Consumers, Health Insurance, MedicareBISMARCK, N.D. – The Insurance Department will be hosting a series of nine, statewide Medicare Part D Annual Enrollment Events beginning on Tuesday, Oct. 16 in Grand Forks.
Insurance Department Releases Health Insurance Reform Study Findings and Approved ACA Health Insurance Rates
Wednesday, September 26, 2018 at 08:00 am
Categories: Consumers, Health InsuranceBISMARCK, N.D. – Insurance Commissioner Jon Godfread today presented the findings from a study preformed to better understand the options available and potential impact of attempting to stabilize the individual health insurance market in North Dakota to the interim Health Care Reform Review Committee.
Insurance Commissioner Issues Bulletin Supporting Treatments for Autism Spectrum Disorder
Wednesday, July 11, 2018 at 08:00 am
Categories: Consumers, Health InsuranceBISMARCK, N.D. – Insurance Commissioner Jon Godfread today issued a Bulletin to all North Dakota health insurance carriers providing coverage for Autism Spectrum Disorder notifying them that treatments for autism cannot be excluded from an insurance policy.
Insurance Commissioner Offers Tips for Preventing Fraud as Beneficiaries Receive New Medicare Cards
Tuesday, July 10, 2018 at 08:00 am
Categories: Consumers, MedicareBISMARCK, N.D. – Insurance Commissioner Jon Godfread today alerted North Dakota Medicare beneficiaries that they will be receiving new Medicare cards from the Centers for Medicare & Medicaid Services (CMS) in an effort to better protect their safety and security.
Insurance Commissioner Issues Statement on the Association Health Plan Final Rule
Tuesday, June 26, 2018 at 08:00 am
Categories: Health InsuranceBISMARCK, N.D. – Insurance Commissioner Jon Godfread issued the following statement today in response to the U.S. Department of Labor’s issuance of the Final Rule on Association Health Plans (AHPs) on June 19, helping millions of Americans obtain quality, affordable health coverage.
Insurance Department to Analyze Options for Health Insurance Reform in North Dakota
Tuesday, May 8, 2018 at 08:00 am
BISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced the North Dakota Insurance Department is seeking to work with a consultant in order to perform actuarial and other analysis of state proposals to reform North Dakota’s individual health insurance market.
Insurance Department Files Fraud Charge Against Burleigh County Man
Friday, April 27, 2018 at 08:00 am
Categories: Insurance FraudBISMARCK, N.D. – Insurance Commissioner Jon Godfread, in partnership with the Bismarck Police Department and the Burleigh County State’s Attorney’s Office, today announced the filing of an insurance fraud charge against James Lagein of Bismarck, ND.
Godfread Announces Examination of Blue Cross Blue Shield Behavioral Health and Substance Abuse Coverage Practices
Tuesday, March 27, 2018 at 08:00 am
Categories: Companies, Health InsuranceBISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced a market conduct examination of Noridian Mutual Insurance Company, which sells health insurance in North Dakota as Blue Cross Blue Shield of North Dakota (BCBSND).
Consumer Protection Legislation Regarding Air Ambulance Billing Now in Effect
Wednesday, January 3, 2018 at 08:00 am
Categories: LegislationBISMARCK, N.D. – Insurance Commissioner Jon Godfread today reminded North Dakota consumers that the new state law regulating how health insurance companies pay out-of-network air ambulance claims became effective Jan. 1, 2018.
Insurance Department Partners with VA to Reimburse Veterans for Exam Fees
Thursday, December 21, 2017 at 08:00 am
Categories: ProducersBISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced that as of Dec. 8, 2017, veterans who have taken or plan to take any of the nine North Dakota insurance producer exams after June 1, 2017, qualify to be reimbursed for their exam fee through a partnership between the North Dakota Insurance Department and the Veterans Educational Assistance Program (VEAP), a program of the U.S. Department of Veterans Affairs (VA).
Insurance Department Recovers $5.5 Million for North Dakota Life Insurance Beneficiaries
Wednesday, December 20, 2017 at 08:00 am
Categories: ConsumersBISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced the North Dakota Insurance Department has recovered more than $5.5 million for North Dakota life insurance beneficiaries through the examination of 30 top life insurers’ use of the Social Security Administration’s Death Master File (DMF).
Insurance Department Encourages Consumers to Shop Around as Open Enrollment Period Begins
Monday, October 30, 2017 at 08:00 am
Categories: Consumers, Health InsuranceBISMARCK, N.D. – As the 2018 Open Enrollment Period will begin on Nov. 1 and end Dec. 15, many North Dakotans must soon make critical decisions about their 2018 health insurance amid a barrage of news and opinions regarding healthcare.
Sanford Health Plan to Remain on the ACA Individual Health Insurance Exchange in 2018
Thursday, October 26, 2017 at 08:00 am
Categories: Consumers, Health InsuranceBISMARCK, N.D. – Insurance Commissioner Jon Godfread today confirmed that Sanford Health Plan will offer coverage on the Affordable Care Act (ACA) Exchange for individual health insurance plans in some North Dakota counties for 2018.
Insurance Commissioner to Deny Additional Rate Increases Following Non-payments of CSRs
Tuesday, October 17, 2017 at 08:00 am
Categories: Consumers, Health InsuranceBISMARCK, N.D. – North Dakota Insurance Commissioner Jon Godfread announced yesterday in a live television interview that after careful consideration, following President Donald Trump’s announcement regarding non-payments of cost sharing reductions (CSRs) to insurance carriers, he will deny any additional rate increases to individual health insurance premium rates for Affordable Care Act (ACA)-compliant plans to be offered in North Dakota beginning Jan. 1, 2018.
Insurance Commissioner to Kick Off Medicare Part D Annual Enrollment Events in Grand Forks
Friday, October 13, 2017 at 08:00 am
Categories: Consumers, MedicareBISMARCK, N.D. – Insurance Commissioner Jon Godfread will kick off a series of eight, statewide Medicare Part D Annual Enrollment Events in Grand Forks on Tuesday, Oct. 17.
Insurance Department Releases Approved ACA Health Insurance Premiums, Encourages Consumers to Shop
Friday, October 6, 2017 at 08:00 am
Categories: Consumers, Health InsuranceBISMARCK, N.D. – The North Dakota Insurance Department today announced the approved health insurance premium rates for Affordable Care Act (ACA)-compliant individual and group plans to be offered in North Dakota beginning Jan. 1, 2018.
Medica Leaving North Dakota Individual Health Insurance Exchange in 2018
Thursday, September 28, 2017 at 08:00 am
Categories: Companies, Consumers, Health InsuranceBISMARCK, N.D. – Insurance Commissioner Jon Godfread today confirmed that the Insurance Department was informed late Wednesday, Sept. 27, that Medica does not intend to sign an agreement with the federal government to offer coverage on the Affordable Care Act (ACA) Exchange for their individual health insurance in North Dakota for 2018.
Insurance Commissioner Provides Recommendations to Senate Committee on Health, Education, Labor and Pensions
Monday, September 11, 2017 at 08:00 am
BISMARCK, N.D. – Insurance Commissioner Jon Godfread, sent a letter Friday to Senate Committee on Health, Education, Labor and Pensions Chair, Senator Lamar Alexander (R-TN), in response to a request for recommendations on legislative changes to give states additional flexibility in stabilizing their individual market and developing broader state-based insurance coverage reforms.
Insurance Department Receives Accreditation at NAIC Summer Meeting
Thursday, August 17, 2017 at 08:00 am
Categories: NAICBISMARCK, N.D. – Insurance Commissioner Jon Godfread, along with six other Insurance Department employees, joined insurance regulators from across the U.S. last week for the National Association of Insurance Commissioners (NAIC) summer meeting in Philadelphia, PA.
Insurance Department Releases Comprehensive Summary of 2017 Legislative Session
Tuesday, August 1, 2017 at 08:00 am
Categories: LegislationBISMARCK, N.D. – Insurance Commissioner Jon Godfread today released a comprehensive summary of insurance legislation passed during the 2017 Legislative Session.
Insurance Department Releases Air Ambulance Participation Guide
Monday, July 31, 2017 at 08:00 am
BISMARCK, N.D. – The Insurance Department today released a guide to hospitals for consumers showing which air ambulance companies operating in North Dakota have contractual agreements (in-network) with the state’s three major health insurance companies – Blue Cross Blue Shield of North Dakota, Sanford Health Plan and Medica.
Insurance Department Files Fraud Charge Against Morton County Man
Thursday, July 27, 2017 at 08:00 am
Categories: Insurance FraudBISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced the recent insurance fraud charge filed against Joshua Kadrmas, of Mandan, ND. Kadrmas is scheduled for a first appearance in court on August 22 in Morton County.
Insurance Commissioner Urges North Dakotans to Know What to Do After A Severe Summer Storm
Thursday, June 29, 2017 at 08:00 am
Categories: ConsumersBISMARCK, N.D. – With the summer season officially underway, Insurance Commissioner Jon Godfread urges North Dakotans to be prepared and know what to do after a severe summer storm if they’ve suffered damages or loss.
Insurance Commissioner Signs Letter Denouncing California’s Climate Risk Carbon Initiative
Wednesday, June 21, 2017 at 08:00 am
BISMARCK, N.D. – Insurance Commissioner Jon Godfread, along with commissioners from Alabama, Indiana, Kentucky, Montana and Oklahoma, sent a letter Tuesday to California Commissioner Dave Jones expressing their concern for his Climate Risk Carbon Initiative and asking that he cease it immediately.
Insurance Commissioner Encourages Professional Development and Collaboration Through Attendance at NAIC Spring Meeting
Wednesday, April 26, 2017 at 08:00 am
Categories: Department, NAICBISMARCK, N.D. – Insurance Commissioner Jon Godfread, along with five other Insurance Department employees, joined insurance regulators from across the U.S. earlier this month for the National Association of Insurance Commissioners (NAIC) spring meeting in Denver.
North Dakota Passes Law Protecting Consumers from Massive, Unexpected Air Ambulance Bills
Tuesday, April 18, 2017 at 08:00 am
Categories: Consumers, LegislationBISMARCK, N.D. – Insurance Commissioner Jon Godfread today praised the signing of Senate Bill 2231, regarding the regulation of how insurance companies pay for air ambulance services in North Dakota.
Insurance Commissioner Encourages North Dakotans to Prepare for Flood Risk
Monday, March 20, 2017 at 08:00 am
Categories: ConsumersBISMARCK, N.D. – Insurance Commissioner Jon Godfread today encouraged renters, homeowners and business owners to better understand their flood risk and insurance coverage following heavy winter snowfall.
Insurance Commissioner Encourages Individuals Considering Driving for a Ride-hailing Service to Review Their Car Insurance Policy
Friday, March 3, 2017 at 08:00 am
BISMARCK, N.D. – Following recent announcements made by Lyft and Uber regarding the expansion of services in North Dakota, Insurance Commissioner Jon Godfread today encourages individuals considering driving for a ride-hailing service to review their auto insurance policy.
Insurance Commissioner Issues Statement on President Trump’s Address to Congress
Wednesday, March 1, 2017 at 08:00 am
BISMARCK, N.D. – Insurance Commissioner Jon Godfread issued the following statement today in response to President Donald Trump’s remarks on the future of health care reform in the United States during his address to Congress on Tuesday night.
Insurance Department Investigation Leads to Arrest of Ward County Man for Fraud
Tuesday, February 28, 2017 at 08:00 am
Categories: Insurance FraudBISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced the recent arrest of Weston Aho, 28, of Sawyer, ND. Aho was charged with insurance fraud, a class C felony, and is scheduled to appear in court on March 13 in Ward County.
Insurance Department Reaches $1.5 Million Agreement with Ameriprise
Tuesday, February 7, 2017 at 08:05 am
Categories: CompaniesBISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced the North Dakota Insurance Department has reached a $1.5 million multi-state life insurance agreement with Ameriprise regarding its use of the Social Security Administration’s Death Master File (DMF).
Kelsch Joins the Insurance Department
Tuesday, February 7, 2017 at 08:00 am
Categories: DepartmentBISMARCK, N.D. – Ashley Kelsch has recently joined the North Dakota Insurance Department as the Public Information Officer. Kelsch previously served as Communications for Governor Jack Dalrymple.
Commissioner Godfread Provides ACA Reform Recommendation to Congress
Tuesday, January 17, 2017 at 08:00 am
BISMARCK, N.D. – North Dakota Insurance Commissioner Jon Godfread provided written recommendation to members of Congress last Friday regarding opportunities to reform the Affordable Care Act (ACA).
Insurance Commissioner Godfread Appoints Ubben and Ost on First Day in Office
Tuesday, January 3, 2017 at 08:00 am
Categories: DepartmentBismarck, N.D. - Insurance Commissioner Jon Godfread today appointed Jeff Ubben as deputy insurance commissioner and Marcy Ost as executive assistant as part of his first official day in office