The Long-term Care Partnership Program offers Medicaid asset protection to consumers who buy long-term care insurance policies that satisfy requirements specified by the Deficit Reduction Act of 2005. By purchasing such a policy, a policyholder can shelter assets equal to the amount of benefits paid under that long-term care insurance policy.

Only long-term care insurance policies issued after Jan. 1, 2007, the effective date of North Dakota's Medicaid Plan Amendment, are eligible for the North Dakota Partnership Program.

Producers should contact their company for long-term care partnership training requirements and verify the availability of long-term care partnership policies.

Company requirements regarding the North Dakota Long-term Care Partnership Program can be found in the Implementation Guidelines.

More information about the Long-term Care Partnership Program may be obtained by contacting the North Dakota Department of Health & Human Services.