For more information and self-study materials on flood insurance, please contact the National Flood Insurance Program at (877) 336-2627 or by email: floodsmart@fema.dhs.gov.
Simple Guide for Single-Family Homes
Links
National Flood Insurance Program (NFIP)
NFIP Marketing/Communications Resources
NFIP Training Courses for Agents
Courses taken through NFIP do not qualify for continuing education (CE) credits for state licensures, but do qualify for federal CE credits to sell flood insurance.
House Bill 1160 provides that an insurance producer selling annuity products in North Dakota must take a one-time, 4-hour annuity suitability training course. Producers whose North Dakota Life & Annuity license is issued before Aug. 1, 2011, must take the training before Aug. 1, 2012. Producers who are licensed in North Dakota for life and annuity Aug. 1, 2011, or later must take the training course prior to selling any annuity products.
This is a training requirement; it is not a continuing education requirement. The North Dakota Insurance Department will not track training completions for producers. The insurer must verify that the producer has completed the training. Each producer should retain proof of their course completion. If the course provider also files the course with the Department for continuing education credit, resident producers can satisfy the training requirement and use the credits toward their biennial continuing education requirement.
Satisfaction of the training requirements of another state that are substantially similar to the provisions of the training requirement in North Dakota will satisfy the training requirements in this state.
You can search for providers that have filed courses specifically for this training through the National Association of Insurance Commissioners (NAIC) State Based Systems (SBS).
The Long-term Care Partnership Program offers Medicaid asset protection to consumers who buy long-term care insurance policies that satisfy requirements specified by the Deficit Reduction Act of 2005. By purchasing such a policy, a policyholder can shelter assets equal to the amount of benefits paid under that long-term care insurance policy.
Only long-term care insurance policies issued after Jan. 1, 2007, the effective date of North Dakota's Medicaid Plan Amendment, are eligible for the North Dakota Partnership Program.
Producers should contact their company for long-term care partnership training requirements and verify the availability of long-term care partnership policies.
More information about the Long-term Care Partnership Program may be obtained by contacting the North Dakota Department of Human Services.
Approved North Dakota Long-term Care Plans
Long-term Care Partnership Program Fact Sheet
Bulletin 2007-03 Insurance Producer Training - Policies Issued Under Qualified State Long-term Care Insurance Partnership ("Qualified Partnership")
Bulletin 2013-1 Insurance Producer Training - Policies Issued Under Qualified State Long-term Care Insurance Partnership ("Qualified Partnership")
North Dakota Department of Human Services Memo IM 5031 Long-term Care Partnership Program