Apply for a License

North Dakota law does not require classroom instruction for an applicant preparing for examinations. Preparation can be done by classroom instruction or self-study and applicants will not have to provide verification of study to the North Dakota Insurance Department or the testing center.

Study material and classroom schedules can be obtained from a number of prelicensing providers. North Dakota does not require prelicense instruction; therefore, the information and materials given by prelicense providers is not approved or regulated. The Department cannot recommend one provider over another.

Prelicense Education Resources

The applicant must pass the appropriate exams for the lines of authority for which they are seeking to qualify. Exam scores are valid for one year after the date of the exam. The application for licensure must be received by the North Dakota Insurance Department within that year.

Exams are administered by Prometric. For additional exam information or to schedule an exam, visit Prometric's website or call (800) 896-2272. Prometric’s website does not work using Internet Explorer. Please use another internet browser when accessing the website.

For major lines of authority (life and annuities, accident and health, property and casualty) you must pass both parts of the appropriate exams, one part on general product knowledge and one part specific to North Dakota state law.

Anyone applying to become a North Dakota resident insurance producer must undergo a criminal background check, which includes fingerprinting. This requirement does not apply to individuals renewing their license, individuals who apply for a license within 12 months after their license was canceled or expired, unless the license was suspended or revoked, or individual resident producers who are adding a line of authority to an existing license. Fingerprints are collected at the test site following passage of the licensing exam.

An applicant must make arrangements with Prometric to schedule an exam and to be fingerprinted.

• Applicants need to pass both sections of the test before they are fingerprinted.
• If an applicant fails one portion of the exam, they need to reschedule with the vendor another time to take the portion of the test they did not pass. If they pass, the applicant is fingerprinted at that time.
• Applicants must fill out and sign the Producer License Fingerprint Procedure form, prior to being fingerprinted.
• Applicants must provide the test vendor with a check or money order in the amount of $41.25; checks must be payable to the North Dakota Attorney General. Credit cards are not accepted. A fee of $15.00 is due to the vendor, which can be paid by credit card, check or money order.

Applicants must go to the nearest Prometric exam center to be fingerprinted. No exam is required. 

An applicant applying for a resident license for title insurance is exempt from any examination requirement but must meet the following qualifications. The applicant must:

• Be a licensed abstracter or attorney; or
• Have a minimum of 80 hours of training provided by an insurer licensed in the line of title insurance. A certification by an insurer that the training has been completed must accompany the application.

Prometric - Fargo
705 13th Ave. E, Ste. 202
West Fargo, ND 58078
 
Prometric - Bismarck
4503 Coleman St., Ste. 207
Bismarck, ND 58503
 
Prometric - Minot
Minot State University
500 University Ave. W
Academic Testing Center - Administration 361
Minot, ND 58707

Prometric - Grand Forks
University of North Dakota
2891 2nd Ave. N
McCannel Hall - Room 190
Grand Forks, ND 58202

You must have an appointment to take an exam.

The fee for an initial application for an insurance producer license is $100.

You can submit your application electronically through the National Insurance Producer Registry (NIPR).

To submit a paper application, please print the National Association of Insurance Commissioners (NAIC) Uniform Application for Individual Producer License/Registration. Complete the application, sign and date it, attach a check or money order for $100 and send it to:

North Dakota Insurance Department
Producer Licensing Division
600 E Boulevard Ave.
Bismarck, ND 58505-0320

It is important to make sure you answer all questions completely and disclose all information requested. You must disclose all criminal convictions and pending criminal charges. Question number one allows you to exclude misdemeanor traffic citations or convictions involving driving under the influence (DUI) or driving while intoxicated (DWI), driving without a license, reckless driving or driving with a suspended or revoked license and juvenile offenses. You must disclose all other criminal convictions and pending charges including, but not limited to, NSF checks and Minor in Possession. These criminal convictions must be disclosed regardless of when they occurred. See Bulletin 2009-2 for more information. If you have any questions about what needs to be disclosed, contact the North Dakota Insurance Department before submitting your application.

N.D.C.C. § 26.1-02.1-02.1 prohibits a person convicted of a felony involving dishonesty or breach of trust from participating in the business of insurance. A license cannot be issued to anyone with this type of conviction. Failure to make full disclosure may result in denial of your application.

An applicant for the line of variable life and annuities must first be licensed as a securities salesperson with the North Dakota Securities Department (N.D.A.C. § 45-02-02-11).