If you would like assistance selecting the right Medicare supplement plan for you, please contact the North Dakota Insurance Department by email at insurance@nd.gov, or by phone at (701) 328-2440 or (800) 247-0560 as the information listed on our website has changed.
Benefits | Plans Available to All Applicants | Medicare First Eligible Before 2020 Only | |||||||||||
A | B | D | G* | K | L | M | N | C | F* | ||||
Medicare Part A coinsurance and hospital coverage (up to an additional 365 days after Medicare benefits are used up) | X | X | X | X | X | X | X | X | X | X | |||
Medicare Part B coinsurance or copayment | X | X | X | X | 50% | 75% | X |
X |
X | X | |||
Blood (first three pints) | X | X | X | X | 50% | 75% | X | X | X | X | |||
Part A hospice care coinsurance or copayment | X | X | X | X | 50% | 75% | X | X | X | X | |||
Skilled nursing facility coinsurance | X | X | 50% | 75% | X | X | X | X | |||||
Medicare Part A deductible | X | X | X | 50% | 75% | 50% | X | X | X | ||||
Medicare Part B deductible | X | X | |||||||||||
Medicare Part B excess charges | X | X | |||||||||||
Foreign travel emergency (up to plan limits) | 80% | 80% | 80% | 80% | 80% | 80% | |||||||
Out-of-pocket limit in [2020]** | [$5,880]** | [$2,940]** |
*Plans F and G also have a high deductible option which requires first paying a plan deductible of [$2,340] before the plan begins to pay. Once the plan deductible is met, the plan pays 100% of covered services for the rest of the calendar year. High deductible Plan G does not cover the Medicare Part B deductible. However, high deductible Plans F and G count your payment of the Medicare Part B deductible toward meeting the plan deductible.
**Plans K and L pay 100% of covered services for the rest of the calendar year once you meet the out-of-pocket yearly limit.
***Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that do not result in an inpatient admission.