Resident Continuing Education (CE)
North Dakota resident insurance producers licensed for life and annuities, accident and health, casualty, property, personal lines and crop hail or any combination of these lines of authority must complete at least 24 credit hours of approved continuing education (CE) per biennial compliance period based on your expiration date. Three of the 24 hours must be in ethics.
Insurance producers licensed for only credit, surety, travel/baggage, title, bail bonds, legal expense or any combination of these lines are not required to complete CE; however, the license must still be renewed every two years.
If your record does not show compliance with CE requirements, you will not be allowed to renew your license. CE credits are sent electronically to the North Dakota Insurance Department by the CE providers. Providers have 15 days from course completion to file the credits. Courses taken less than 15 days before the expiration date may not be credited to your record in time to renew your license.
When taking CE classes, you must give your National Producer Number (NPN) to the course provider. The provider will use that number to report your class completion to the Department. The NPN is the number assigned to you by the National Insurance Producer Registry (NIPR) and is also your North Dakota license number. Your NPN is printed on your North Dakota license and is also available through the NIPR.
Continuing Education Records
Insurance producers are responsible for keeping track of their CE credits and must retain course completion certificates for completed courses. CE providers are required to report course completions to the Department within 15 days of the course completion date.
You may view your CE transcript through the National Association of Insurance Commissioners (NAIC) State Based Systems (SBS).
Up to 12 hours of course work over the minimum requirement taken in the last 12 months of your reporting period may be credited to the next 12 months. Ethics hours may be carried forward as regular hours; however, they cannot be carried forward as ethics hours.
The Rule of 85 exemption has been repealed. This exemption was available to resident producers who, by Jan. 1, 2010, were at least 62 years of age and had a combined total years of continuous licensure and years of age that equaled at least 85.