Home

The Insurance Department will be available to assist Medicare-eligible individuals of all ages during a Medicare Virtual Fair hosted by the State Health Insurance Assistance Programs (SHIP) National Network from 2-6 p.m. on Wednesday, June 23. The event will provide individuals turning 65, retiring or joining Medicare because of a disability with the opportunity to learn more about signing up for Medicare from their computer or mobile device.

Insurance Commissioner Jon Godfread today urged North Dakotans to take advantage of the extension of the Special Enrollment Period (SEP) for health insurance coverage on the federally run health care exchange. The SEP is open now and will remain open through Aug. 15, 2021, to all exchange-eligible consumers, whether submitting a new application or updating an existing application. The Centers for Medicare & Medicaid Services (CMS) extended access to the SEP to give consumers additional time to take advantage of new savings through the American Rescue Plan.

Insurance Commissioner Jon Godfread today urged North Dakotans to take advantage of the Special Enrollment Period (SEP) for health insurance coverage on the federally run health care exchange if they are currently without insurance. In accordance with the Executive Order issued by President Biden, the U.S. Department of Health and Human Services (HHS), through the Centers for Medicare & Medicaid Services (CMS), announced the SEP in response to the COVID-19 pandemic. Beginning Feb. 15, 2021 through May 15, 2021, this SEP will be open to all exchange-eligible consumers who are submitting a new application or updating an existing application.

Insurance Commissioner Jon Godfread today released the approved health insurance rates for both individual and small group plans for 2021, and encourages consumers to start early, stay informed and shop around.

Insurance Commissioner Jon Godfread today announced that the Insurance Department will begin scheduling telephone counseling appointments for Medicare Part D on Monday, Oct. 5, for appointments beginning after Oct. 15.

Insurance Commissioner Jon Godfread has called upon the State Investment Board (SIB) to begin investing a portion of the Legacy Fund in investment projects within North Dakota. Godfread, who serves as one of three statewide elected officials on the SIB, proposed a new “strategic vision plan that will bring needed capital to new and existing North Dakota businesses.”

Insurance Commissioner Jon Godfread today presented the North Dakota 66th Legislative Assembly Interim Health Care Study to the legislative Health Care Committee. During the 66th Legislative Session, the North Dakota Insurance Department was tasked with assisting Legislative Management in conducting an interim study of health insurance premium trends. The study is unique because the legislature foresaw the need to look beyond insurance carriers and authorized the collection of data from hospitals within North Dakota.

Insurance Commissioner Jon Godfread today announced the issuance of Bulletin 2020-10 addressing coverage for COVID-19 (coronavirus) testing in response to Executive Order 2020-03 by Governor Doug Burgum. This new bulletin builds upon Bulletin 2020-1.1 in which health carriers and travel insurers are asked to identify and remove barriers to testing and treatment for COVID-19.

Insurance Commissioner Jon Godfread today announced the availability of an online, remotely proctored testing application called ProProctor™, offered by Prometric, the producer licensing testing and assessment provider for North Dakota.

Insurance Commissioner Jon Godfread today encouraged renters, homeowners, farmers and business owners to take advantage of the recently announced flood insurance renewal grace period extension.

Insurance Commissioner Jon Godfread today applauded the issuance of "Shelter-in-Place-Payback" to car insurance drivers insured by Allstate and the creation of the “Return of Premium Relief Fund” by American Family Insurance. Allstate and American Family Insurance are returning savings resulting from the COVID-19 pandemic. Both Allstate and American Family Insurance have acknowledged that they arrived at these relief options for customers, in part, as a result of various bulletins and guidance from the North Dakota Insurance Department.

Insurance Commissioner Jon Godfread today announced the issuance of seven bulletins in response to executive orders made by Governor Doug Burgum and in the interest of protecting North Dakotans during the COVID-19 (coronavirus) pandemic. COVID-19 is a highly contagious, viral disease for which the only known method of prevention is to avoid being exposed to the virus by reducing contact with other individuals.

To better protect the health of our employees and consumers, North Dakota Insurance Department office locations will not be taking walk-in traffic until May 1, 2020.

If you need to contact NDID, we encourage you to do so via email at insurance@nd.gov.

If you are unable to contact NDID via email, please call our main phone number at (701) 328-2440 or our Consumer Hotline at (800) 247-0560.

Information and updates about NDID can be found on our website at www.insurance.nd.gov.

Insurance Commissioner Jon Godfread today issued a Bulletin to all North Dakota health and travel insurance companies regarding coverage and access to testing for Coronavirus Disease 2019 (COVID-19). The bulletin urges companies to waive cost sharing requirements for the testing of COVID-19 and encourages health insurance companies to review other operations in preparation for COVID-19 potentially coming to North Dakota.

Insurance Commissioner Jon Godfread today brought together members of the North Dakota insurance industry to introduce a new data solution called Insurance Data Link (openIDL), governed by AAIS, a statistical agent and advisory organization, on IBM Blockchain. The openIDL is the first blockchain platform that enables efficient and secure sharing of statistical data like policy count, premium volume, claims and loss experience data.

Insurance Commissioner Jon Godfread today issued a cease and desist order to AirMedCare Network for selling air ambulance subscriptions to North Dakotans illegally. Consumer protection legislation enacted in 2017 banned the sale of air ambulance subscriptions in North Dakota.

Insurance Commissioner Jon Godfread today encouraged renters, homeowners, farmers and business owners to better understand their flood risk and insurance coverage following a wet autumn and heavy winter snowfall.

The North Dakota Insurance Department was informed today that the Centers for Medicare & Medicaid Services (CMS) has extended the Open Enrollment Period to accommodate consumers who attempted to enroll in coverage during the final hours of Open Enrollment but who may have experienced issues. The deadline to sign up for Jan. 1, 2020 coverage is now 2 a.m. CST on Dec. 18, 2019. 

Insurance Commissioner Jon Godfread today presented the Private Health Insurance Market Report for 2014-2018 to the legislative Health Care Committee at the University of North Dakota School of Medicine and Health Sciences in Grand Forks. The report was compiled to provide North Dakotans with more information about the health insurance market in North Dakota.

Insurance Commissioner Jon Godfread today announced that he has been named World’s Tallest Politician (male) by Guinness World Records. Godfread’s official height is 6 feet, 10 inches (210.767 centimeters) tall as verified in Bismarck on Oct. 4, 2019.

The Insurance Department will again be hosting nine, statewide Medicare Part D Annual Enrollment Events beginning on Tuesday, Oct. 15 in Grand Forks. The events will provide Medicare beneficiaries of all ages with the opportunity to review, plan or shop for coverage options with the assistance of trained, volunteer counselors. This year, the hours of operation have been extended for the Fargo, Minot and Bismarck events, communities where attendance has been highest in past years.

Insurance Commissioner Jon Godfread today released the approved health insurance rates for both individual and small group plans for 2020. Godfread approved the 2020 rates which average up to 20% in savings for North Dakotans purchasing an individual health insurance plan due to the implementation of the state-based reinsurance program.

Insurance Commissioner Jon Godfread today announced that Akeem Foster of Bismarck was sentenced in Burleigh County District Court after pleading guilty to one count of a class C felony theft by deception and class A misdemeanor acting as a bail bond agent without a license following an investigation conducted by the North Dakota Insurance Department.

Insurance Commissioner Jon Godfread announced today that he has appointed John Arnold as Deputy Insurance Commissioner and Johnny Palsgraaf as General Counsel.

Insurance Commissioner Jon Godfread announced today that the proposed state-based reinsurance program developed by the North Dakota Insurance Department for the individual health insurance market has been approved by the federal government and will be in place for the 2020 health insurance plan year.

Insurance Commissioner Jon Godfread, sent a letter on July 2, 2019, to Senate leaders Mitch McConnell (R-KY) and Charles Schumer (D-NY), North Dakota Senators John Hoeven (R-ND) and Kevin Cramer (R-ND), and the rest of the U.S. Senate expressing his support for section 105 of the Lower Health Care Costs Act prohibiting surprise bills from air ambulance providers.

Insurance Commissioner Jon Godfread today issued a Consent Order finalizing a yearlong market conduct examination of Blue Cross Blue Shield of North Dakota (BCBSND).

Insurance Commissioner Jon Godfread today announced the launch of the North Dakota Insurance Department’s LiveChat application on its redesigned website.

Insurance Commissioner Jon Godfread, in partnership with the Cass County and Burleigh County State’s Attorney’s Offices, today announced the filing of insurance fraud charges against two individuals, Scott Goebel of Fargo, ND, and Marcus Lavallie of Bismarck, ND.

Insurance Commissioner Jon Godfread today praised the signing of Insurance Department legislation House Bill 1106, relating to the establishment of an invisible reinsurance pool for the individual health insurance market, by Governor Doug Burgum.

Insurance Commissioner Jon Godfread announced today that the North Dakota Insurance Department is opening a 31-day public comment period on the proposed state reinsurance program for the individual health insurance market. The comment period will run from April 5 to May 6, 2019.

Insurance Department proposed legislation, HB 1106 relating to the establishment of an invisible reinsurance pool for the individual health insurance market, passed the North Dakota House of Representatives on Tuesday with a unanimous do pass vote.

Insurance Commissioner Jon Godfread today announced that Dr. Sheryar Masud of Williston, ND, was sentenced in Cass County District Court after pleading guilty to one count of a class A felony fraudulent insurance act following an investigation conducted by the North Dakota Insurance Department.

Insurance Commissioner Jon Godfread announced today that he has been nominated by the National Association of Insurance Commissioners (NAIC) to serve as the state insurance regulator on the Air Ambulance and Patient Billing Advisory Committee recently created by Congress.

BISMARCK, N.D. – As the 2019 Open Enrollment Period begins on Nov. 1 and ends Dec. 15, many North Dakotans must soon make critical decisions about their 2019 health insurance amid a barrage of news and opinions regarding healthcare. To help make the most informed decisions possible, the North Dakota Insurance Department encourages consumers to streamline their health insurance research process.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread was recognized as a 2018 Executive Champion by Autism Speaks in appreciation of exceptional advocacy on behalf of individuals with autism in North Dakota earlier this month.

BISMARCK, N.D. – The Insurance Department will be hosting a series of nine, statewide Medicare Part D Annual Enrollment Events beginning on Tuesday, Oct. 16 in Grand Forks.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today presented the findings from a study preformed to better understand the options available and potential impact of attempting to stabilize the individual health insurance market in North Dakota to the interim Health Care Reform Review Committee.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today issued a Bulletin to all North Dakota health insurance carriers providing coverage for Autism Spectrum Disorder notifying them that treatments for autism cannot be excluded from an insurance policy.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today alerted North Dakota Medicare beneficiaries that they will be receiving new Medicare cards from the Centers for Medicare & Medicaid Services (CMS) in an effort to better protect their safety and security.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread issued the following statement today in response to the U.S. Department of Labor’s issuance of the Final Rule on Association Health Plans (AHPs) on June 19, helping millions of Americans obtain quality, affordable health coverage.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced the North Dakota Insurance Department is seeking to work with a consultant in order to perform actuarial and other analysis of state proposals to reform North Dakota’s individual health insurance market.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread, in partnership with the Bismarck Police Department and the Burleigh County State’s Attorney’s Office, today announced the filing of an insurance fraud charge against James Lagein of Bismarck, ND.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced a market conduct examination of Noridian Mutual Insurance Company, which sells health insurance in North Dakota as Blue Cross Blue Shield of North Dakota (BCBSND).

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today reminded North Dakota consumers that the new state law regulating how health insurance companies pay out-of-network air ambulance claims became effective Jan. 1, 2018.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced that as of Dec. 8, 2017, veterans who have taken or plan to take any of the nine North Dakota insurance producer exams after June 1, 2017, qualify to be reimbursed for their exam fee through a partnership between the North Dakota Insurance Department and the Veterans Educational Assistance Program (VEAP), a program of the U.S. Department of Veterans Affairs (VA).

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced the North Dakota Insurance Department has recovered more than $5.5 million for North Dakota life insurance beneficiaries through the examination of 30 top life insurers’ use of the Social Security Administration’s Death Master File (DMF).

BISMARCK, N.D. – As the 2018 Open Enrollment Period will begin on Nov. 1 and end Dec. 15, many North Dakotans must soon make critical decisions about their 2018 health insurance amid a barrage of news and opinions regarding healthcare.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today confirmed that Sanford Health Plan will offer coverage on the Affordable Care Act (ACA) Exchange for individual health insurance plans in some North Dakota counties for 2018.

BISMARCK, N.D. – North Dakota Insurance Commissioner Jon Godfread announced yesterday in a live television interview that after careful consideration, following President Donald Trump’s announcement regarding non-payments of cost sharing reductions (CSRs) to insurance carriers, he will deny any additional rate increases to individual health insurance premium rates for Affordable Care Act (ACA)-compliant plans to be offered in North Dakota beginning Jan. 1, 2018.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread will kick off a series of eight, statewide Medicare Part D Annual Enrollment Events in Grand Forks on Tuesday, Oct. 17.

BISMARCK, N.D. – The North Dakota Insurance Department today announced the approved health insurance premium rates for Affordable Care Act (ACA)-compliant individual and group plans to be offered in North Dakota beginning Jan. 1, 2018.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today confirmed that the Insurance Department was informed late Wednesday, Sept. 27, that Medica does not intend to sign an agreement with the federal government to offer coverage on the Affordable Care Act (ACA) Exchange for their individual health insurance in North Dakota for 2018.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread, sent a letter Friday to Senate Committee on Health, Education, Labor and Pensions Chair, Senator Lamar Alexander (R-TN), in response to a request for recommendations on legislative changes to give states additional flexibility in stabilizing their individual market and developing broader state-based insurance coverage reforms.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread, along with six other Insurance Department employees, joined insurance regulators from across the U.S. last week for the National Association of Insurance Commissioners (NAIC) summer meeting in Philadelphia, PA.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today released a comprehensive summary of insurance legislation passed during the 2017 Legislative Session.

BISMARCK, N.D. – The Insurance Department today released a guide to hospitals for consumers showing which air ambulance companies operating in North Dakota have contractual agreements (in-network) with the state’s three major health insurance companies – Blue Cross Blue Shield of North Dakota, Sanford Health Plan and Medica.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced the recent insurance fraud charge filed against Joshua Kadrmas, of Mandan, ND. Kadrmas is scheduled for a first appearance in court on August 22 in Morton County.

BISMARCK, N.D. – With the summer season officially underway, Insurance Commissioner Jon Godfread urges North Dakotans to be prepared and know what to do after a severe summer storm if they’ve suffered damages or loss.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread, along with commissioners from Alabama, Indiana, Kentucky, Montana and Oklahoma, sent a letter Tuesday to California Commissioner Dave Jones expressing their concern for his Climate Risk Carbon Initiative and asking that he cease it immediately.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread, along with five other Insurance Department employees, joined insurance regulators from across the U.S. earlier this month for the National Association of Insurance Commissioners (NAIC) spring meeting in Denver.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today praised the signing of Senate Bill 2231, regarding the regulation of how insurance companies pay for air ambulance services in North Dakota.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today encouraged renters, homeowners and business owners to better understand their flood risk and insurance coverage following heavy winter snowfall.

BISMARCK, N.D. – Following recent announcements made by Lyft and Uber regarding the expansion of services in North Dakota, Insurance Commissioner Jon Godfread today encourages individuals considering driving for a ride-hailing service to review their auto insurance policy.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread issued the following statement today in response to President Donald Trump’s remarks on the future of health care reform in the United States during his address to Congress on Tuesday night.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced the recent arrest of Weston Aho, 28, of Sawyer, ND. Aho was charged with insurance fraud, a class C felony, and is scheduled to appear in court on March 13 in Ward County.

BISMARCK, N.D. – Insurance Commissioner Jon Godfread today announced the North Dakota Insurance Department has reached a $1.5 million multi-state life insurance agreement with Ameriprise regarding its use of the Social Security Administration’s Death Master File (DMF).

BISMARCK, N.D. – Ashley Kelsch has recently joined the North Dakota Insurance Department as the Public Information Officer. Kelsch previously served as Communications for Governor Jack Dalrymple.

BISMARCK, N.D. – North Dakota Insurance Commissioner Jon Godfread provided written recommendation to members of Congress last Friday regarding opportunities to reform the Affordable Care Act (ACA).

Bismarck, N.D. - Insurance Commissioner Jon Godfread today appointed Jeff Ubben as deputy insurance commissioner and Marcy Ost as executive assistant as part of his first official day in office